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The death of a loved one is always a distressing time. The stress of the situation can be increased further when the Will is challenged or claims are made against the estate. When a person dies, their estate will be dealt with as detailed in their Will, or under the rules of intestacy if a Will does not exist. If you do not believe that a Will expresses an individual’s true wishes (for example, because they may have been unduly influenced), or that a Will may be invalid as it wasn’t signed correctly or the person lacked capacity, you may have…

Declaring bankruptcy will affect your home in different ways, depending on whether you rent or own it.

This area can be complex, so before you consider bankruptcy, read both the advice below and our main bankruptcy advice page. Call our advice team if you need further help or if your home does not fit into one of these categories.

Introduced by the government in April 2020, the Bounce Back Loan Scheme (BBLS) provided rapid access to finance for small businesses affected by the coronavirus pandemic. Through the scheme, SMEs could borrow between £2,000 and 25% of their turnover, up to a maximum of £50,000.
While businesses took advantage of the BBLS, it wasn’t without controversy. In June 2021, it was revealed that basic fraud checks were disregarded in the rush to ensure vulnerable businesses were protected at the start of the pandemic. As a result, the scheme was open to fraud, defaults, and error. Nearly half of the loans taken out won’t be repaid, and because they are government-backed, the taxpayer is left picking up the tab.

Account Freezing Orders (AFrO’s) and Account Forfeiture Orders (AFO’s) are wide reaching and can, if granted, significantly impact a party with assets in the UK and the world.

In an ever-changing political climate, it is vital that if you receive an application or court order that you respond and challenge the terms and validity appropriately.

Insolvency can be an extremely challenging situation for an individual, both financially and emotionally. While there are steps one can take to manage debt and recover from insolvency such as an individual voluntary arrangement or declaring bankruptcy, personal insolvency solutions such as these are a matter of public record.